In these Terms and Conditions unless the context otherwise requires:
“APC” or “our” or “us” or “we” means Anglo Pacific Consultants (London) Limited “insured” means the insured under a contract of insurance “authorised transactions” are transactions or communications which are either in fact conducted and authorised by you or by an authorised third party on your behalf or which we are entitled to assume are authorised pursuant to these Terms and Conditions “contract of insurance” means a concluded contract of insurance obtained through your use of this site “site” means this Website and the QuoteMac internet trading site “Terms and Conditions” means these Terms and Conditions “you” and “your” means you, the person(s) accessing this site, the Registered User of the site and where the context so requires, includes any party on behalf of whom you use this site. We reserve the right to change these Terms and Conditions from time to time. You agree to be bound by the version of these terms which appears on the site at the time of your access.
Accordingly you should check these Terms and Conditions every time you access the site.
“APC” and “QuoteMac” are registered trade marks with QuoteMac being the insurance internet trading site of Anglo Pacific Consultants (London) Ltd. All are owned by Anglo Pacific Consultants (London) Ltd.
We control and operate the site from England and the information delivered via the site is deemed to have been delivered in England. APC makes no representation that the material contained in the site is appropriate for use outside the United Kingdom and Europe. This site is not directed to any person in any jurisdiction where (by reason of that person’s nationality, residence or otherwise) its publication or availability is prohibited. Persons to whom such restrictions apply must not access this site. You shall be solely responsible for any legal proceedings or other consequence which may arise from you choosing to access this site from outside the United Kingdom and Europe. This site and any transactions effected through it shall be governed by English Law. The English Courts shall have exclusive jurisdiction in any legal proceedings.
All products are subject to availability and may be withdrawn or amended at any time prior to conclusion of a contract of insurance.
If you have any reason to complain about any of our products or services, let us know straight away by contacting our Complaints Officer (see “Contact”). We will explain our complaints procedure and investigate your complaint straight away.
You warrant to APC that you have the insured’s full authority to use this site, request cover for the insured and enter into a contract of insurance in the insured’s name. You agree to indemnify and keep APC indemnified from and against all liabilities costs claims and demands arising from or in respect of any breach of such warranty. You have been granted a unique “Username” and “Password”. You must keep the Username and Password secret. You must use all reasonable endeavours to prevent unauthorised or fraudulent use of the Username and Password. You must tell us as soon as possible by contacting us (see “Contact”) if you know or suspect that an unauthorised person is aware of the Username or Password. Until you contact us accordingly, we will be entitled to assume that all transactions effected via your Username and Password are authorised transactions and we shall be entitled to act upon these without further investigation. We will not be liable to you for acting on or processing such transactions or communications, or otherwise treating such transactions or communications as authorised transactions. You will indemnify us for any loss we suffer as a result of misuse of your Username and Password, where such misuse results from your failure to use reasonable endeavours to prevent unauthorised or fraudulent use. You will not post any material to the QuoteMac site which is obscene, defamatory, threatening, or otherwise actionable at law or which would constitute a criminal offence. You will indemnify us against any loss we may suffer by reason of any breach by you of this obligation. We may terminate your use of QuoteMac immediately if we feel that QuoteMac has been, is being, or is about to be, misused in breach of these Terms and Conditions.
We will try to keep the information on QuoteMac as accurate and up-to-date as possible but no warranty or representation (express or implied) is given regarding the accuracy of any information contained on the site, and any such warranty or representation is excluded to the fullest extent permitted by law. While the site is scanned for viruses, the success of this is not guaranteed. No warranty is given as to the freedom of the site from defects, viruses, malicious programs, macros or any other material which is likely to cause harm to your or anyone else’s computer systems, and you should carry out your own checks. Notwithstanding the generality of the foregoing, you (as agent for the insured) should carefully review the contents of any certificate, attached schedule, endorsements and proposal form originated via QuoteMac. Any contract of insurance effected through QuoteMac will be subject to the Terms and Conditions shown on the relevant certificate. It is your responsibility (as agent for the Insured) and that of the Insured to carefully check the relevant certificate conditions. If any information set out in any of these items is incorrect, you must notify us immediately (see “Contact”). Failure to do so may invalidate all or part of the insurance cover provided. You agree to indemnify and keep APC indemnified from and against all liabilities costs claims and demands arising from or in respect of your failure to check such items or to notify us of any inaccuracies. If you are in any doubt as to whether certain facts are relevant or not, please call us (see “Contact”). Where there is any conflict between the provisions of these Terms and Conditions and those of any such items, the provisions of the relevant item shall prevail.
We accept no liability in contract, tort or otherwise including negligence for
All material contained on the site are proprietary to Anglo Pacific Consultants (London) Limited, or its third party licensors. All intellectual property rights on the site are reserved to Anglo Pacific Consultants (London) Limited or its third party licensors. APC grants you a limited licence to access any part of the site you are authorised to access; and print off pages from it.
APC also grants Registered Users a limited licence to access any part of the site and print off pages from QuoteMac insofar as is necessary to obtain quotes, effect a contract of insurance (including printing a full copy of the relevant policy), or utilise the other functions made available to you by QuoteMac.
You may not:
We do not accept any responsibility for the contacts of any third party website that may be linked to the site by way of hypertext link or other means of reference. You may not link the site to another site without our prior written consent. If Registered Users would like to create such a link, please contact us (see Support “Contact us” in QuoteMac).
APC takes security very seriously and uses a security system which we believe to be one of the strongest available to protect your communications with us. Whenever you fill in a form, such as a request for a quote, it is automatically protected using software called a Secure Socket Layer (SSL) between your computer and ours. SSL works in the following ways:
To help us improve our service and in the interest of security, APC may monitor and/or record communications (whether over the Internet, telephone or otherwise) between you and us.