Commercial Combined

This product provides for wholesalers, manufacturers, engineering, leisure, processing and many more. Our Commercial Combined product covers over 5000 trades and is extremely flexible.

Key benefits include:

  • Cover includes Accidental damage as standard
  • Combined package policy available for Buildings, Contents, Loss of income, Loss of liquor licence, Subsidence, Theft by employees, Specified all risks, Computer breakdown, Terrorism, Legal liabilities, Legal expenses and Personal accident
  • Extra benefits cover for Buildings includes Damage to cables and underground pipes, Loss of rent, Sale of property insured and Trace and access
  • Extra benefits cover for Contents includes Additional contents, Exhibitions, Freezer contents, Glass breakage, Goods in transit, External signs and blinds, Landscaped gardens, Loss of metered water, Loss of money, Outside catering, Personal accident – assault, Rent payable, Temporary removal of contents and documents, Theft damage to buildings and Theft of keys
  • Quotations available for risks up to £10,000,000 total sum insured any one location
  • Experienced underwriters on hand with authority for instant decisions
  • Large no claims bonus available
  • Multi location policies available

Standard covers include:

  • Contents including:
  • -Computers & electronic office equipment
    -Tenants improvements and interior decorations
    -Machinery, plant, fixtures and fittings and all other contents
    -Stock and goods in trust (excluding cigarettes, tobacco, wines and spirits)
    -Wines and spirits
    -Cigarettes and tobacco
    -Specified items

  • Public and products liability £2,000,000
  • Legal expenses

Optional covers include:

  • Buildings including loss of rent
  • Loss of income
  • Loss of liquor licence
  • Subsidence, ground heave & landslip
  • Theft by employees
  • Specified all risks
  • Computer breakdown
  • Terrorism
  • Public liability up to £10,000,000
  • Employers’ liability £10,000,000
  • Personal accident

Target Business:

  • Amusement arcades
  • Cash & carry
  • Catering
  • Clothing
  • Component risks
  • Computer / Electronic risks
  • Manufacturing & Processing
  • Metal fabrication
  • Precision engineers
  • Wholesale & Distributors

Contact our Team for more information:

Contact Name Email Telephone

Scott Higgs

scott.higgs@apcuw.com 020 7256 3100 Ext 112

Chris Page

chris.page@apcuw.com 020 7256 3100 Ext 115