Residential Let

This product has been designed to cover owners of residential properties including individual properties and portfolios.

Residential Let quotes can be provided for occupied and unoccupied properties including properties of multiple occupancy. All types of tenant occupancy will be considered including employed/self-employed persons, retired persons, students, holiday homes, unemployed persons (independent means/housing benefits/dss/housing association), asylum seekers.

Key benefits include:

  • Comprehensive package including Buildings, Contents, Property owners’ liability, Legal expenses and Rent arrears
  • Extra benefits cover for Buildings includes Accidental breakage, Accidental damage to underground services, Breakage of glass, Building fees and the cost of removing debris, Illegal cultivation of drugs, Loss of metered water, Loss of rent and costs for alternative accommodation, Sale of property insured and Trace and access
  • Extra benefits cover for Contents includes Accidental breakage, Audio/visual equipment, Outside contents, Locks and keys, Loss of metered water and Loss of rent and costs for alternative accommodation
  • Quotations available for properties up to £10,000,000 total sum insured any one location
  • Experienced underwriters on hand with authority for instant decisions
  • No claims bonus available
  • Malicious damage by tenants up to £5,000 cover
  • Multi location policies available

Standard covers include:

  • Buildings
  • Loss of rent at 20% of Buildings sum insured
  • Property owners’ liability £2,000,000

Optional covers include:

  • Contents
  • Accidental damage
  • Loss of rent increase to 30% of Buildings sum insured
  • Property owners’ liability up to £10,000,000
  • Legal expenses and rent arrears

Target business:

  • Portfolio risks
  • Large risks
  • Business parks

Contact our Team for more information:

Contact Name Email Telephone

Justine Barker 020 7256 3100 Ext 204

Sarah Bonner 020 7256 3100 Ext 205

Liz Sheehan 020 7256 3100 Ext 203

Amy Hilditch 020 7256 3100 Ext 206