Shopkeepers

This product provides a wide range of shops and retailers from boutiques to off licenses with a policy combining buildings, contents, legal liabilities and legal expenses cover.

Key benefits include:

• Cover includes Accidental damage as standard
• Combined package policy available for Contents, Buildings, Business interruption, Loss of accounts receivable, Loss of liquor license, Subsidence, Theft by employees, Specified all risks, Terrorism, Employers’ liability, Public liability and Legal expenses
• Extra benefits cover for Buildings includes Damage to cables and underground pipes and Trace and access
• Extra benefits cover for Contents include Glass breakage and damage to shop front, External blinds & signs, Goods in transit, Theft of keys, Loss of money, Personal accident – assault, Freezer contents, Seasonal increase, Outside catering, Exhibitions, Lottery equipment, Loss of metered water, Landscaped gardens and Rent payable
• Quotations available for risks up to £10,000,000 total sum insured any one location
• Experienced underwriters on hand with authority for instant decisions
• Large no claims bonus available
• Multi location policies available

Standard covers include:

• Contents including:-

-Computers & electronic office equipment
-Tenants improvements and interior decorations
-All other contents
-Cigars, cigarettes & tobacco
-Wines and spirit
-All other stock in trade including goods in trust

• Loss of income
• Loss of liquor license
• Public liability £2,000,000
• Employers’ liability £10,000,000
• Legal expenses

Optional covers include:

• Buildings
• Subsidence, ground heave & landslip
• Theft by employees
• Specified all risks
• Terrorism
• Public & Products Liability £10,000,000

Target Business:

• All types of retailers
• Chains and franchises

Contact our Team for more information: