Offices and Surgeries

This product provides all types of offices & surgeries with a policy combining buildings, contents, legal liabilities and legal expenses cover.

Key benefits include:

  • Cover includes Accidental damage as standard
  • Combined package policy available for Contents, Buildings, Business interruption, Loss of accounts receivable, Subsidence, Theft by employees, Specified all risks, Computer breakdown, Terrorism, Employers’ liability, Public liability and Legal expenses
  • Extra benefits cover for Buildings includes Damage to cables and underground pipes and Trace and access
  • Extra benefits cover for Contents include Glass breakage and damage to the office front, External blinds & signs, Goods in transit, Theft of keys, Loss of money, Personal accident – assault, Rent payable, Temporary removal of documents, Exhibitions, Loss of metered water and Landscaped gardens
  • Quotations available for risks up to £10,000,000 total sum insured any one location
  • Experienced underwriters on hand with authority for instant decisions
  • Large no claims bonus available
  • Multi location policies available

Standard covers include:

  • Contents including:-
  • -Computers & electronic office equipment
    -Tenants improvements and interior decorations
    -All other content
    -Stationery including company literature
    -All other stock in trade including trade samples and goods in trust

  • Loss of income
  • Public liability £2,000,000
  • Employers’ liability £10,000,000
  • Legal expenses

Optional covers include:

  • Buildings
  • Subsidence, ground heave & landslip
  • Theft by employees
  • Specified all risks
  • Computer breakdown
  • Terrorism
  • Public liability up to £10,000,000

Target business:

  • Portfolio risks
  • Large city/town centre risks

Contact our Team for more information:

Contact Name Email Telephone

Scott Higgs

scott.higgs@apcuw.com 020 7256 3100 Ext 112

Chris Page

chris.page@apcuw.com 020 7256 3100 Ext 115

Christian Lawrence

christian.lawrence@apcuw.com 020 7256 3100 Ext 131

 Sam McConnell

sam.mcconell@apcuw.com 020 7256 3100 Ext 147