This per capita Tradesmen product provides for business with a maximum turnover of £1,000,000. The policy can cater for self-employed persons or businesses with up to 12 employees. The maximum number of 12 employees relates to manual employees only and does not include clerical employees.

This product covers Public and products liability, Employers’ liability and various optional covers as detailed below for you to tailor the cover to meet your clients’ needs.

Key benefits include:

  • Premium simply based on number of manual employees
  • Clerical employees covered FREE OF CHARGE including worldwide cover
  • Temporary visits to member countries of the European Community covered
  • Comprehensive policy wording
  • Experienced underwriters on hand with authority for instant decisions
  • No claims bonus available on all trades
  • Multiple trades considered
  • Efficacy/failure to perform available for selected trades

Stand cover includes:

  • Public & products liability £1,000,000

Optional covers include:

  • Public & products liability up to £10,000,000
  • Employers’ liability £10,000,000
  • Own plant, tools and equipment up to £25,000
  • Hired in plant up to maximum value of £50,000 any one item
  • Contract works up to £500,000
  • Personal accident (for Principals, Partners and Directors aged 16 to 70)
  • Legal Expenses £100,000 any one claim and;
  • – employment disputes and compensations up to £1,000,000 any one period of insurance

Target Business:

  • All types of low and high risk activities
  • Franchises
  • Air Conditioning / Installation & Maintenance
  • Alarm & CCTV installation (efficacy available)
  • Bricklayers
  • Building contractors
  • Carpentry
  • Ceiling & Partition erection
  • Computer engineers, installation & maintenance
  • Electrical contractors
  • Landscape Gardeners
  • Mastic Sealant Application
  • Painting and Decorating
  • Paving and driveway laying
  • Plasterers and renderers
  • Refrigeration installation and maintenance
  • Shop and office fitters
  • Tilers

Contact our Team for more information:

Contact Name Email Telephone

Chris Page  020 7256 3100 Ext 124

Dan Watson 020 7256 3100 Ext 129