General Contractors

This product provides all types of Contractors with a minimum of 4 manual working persons from medium to large size businesses.

This product covers Public and products liability, Employers’ liability and various optional covers as detailed below for you to tailor the cover to meet your clients’ needs.

Key benefits include:

  • Premium based on estimated annual wage roll and payments to bona-fide sub-contractors
  • Clerical employees covered FREE OF CHARGE including worldwide cover
  • Temporary visits to member countries of the European Community covered
  • Comprehensive policy wording
  • Experienced underwriters on hand with authority for instant decisions
  • No limit on the number of employees accepted
  • No claims bonus available on all trades
  • Multiple trades considered

Standard covers include:

  • Employers’ liability £10,000,000
  • Public & products liability £2,000,000

Optional covers include:

    • Public & Products Liability up to £10,000,00
    • Contractors all risks:

-Contract works up to a maximum value of £5,000,000 any one contract
-Own plant up to maximum £500,000 sum insured with individual items exceeding a value of £25,000 specifically noted
-Hired in plant up to maximum value of £500,000 any one item
-Employee tools up to maximum £50,000 sum insured with £500 limit any one employee

  • Personal accident (for Principals, Partners and Directors aged 16 to 70)
  • Legal Expenses £100,000 any one claim and;
    – employment disputes and compensations up to £1,000,000 any one period of insurance

Target Business:

  • All types of low and high risk activities
  • Franchises
  • Air Conditioning / Installation & Maintenance
  • Alarm & CCTV installation (efficacy available)
  • Bricklayers
  • Building contractors
  • Carpentry
  • Ceiling & Partition erection
  • Computer engineers, installation & maintenance
  • Electrical contractors
  • Landscape Gardeners
  • Mastic Sealant Application
  • Painting and Decorating
  • Paving and driveway laying
  • Plasterers and renderers
  • Refrigeration installation and maintenance
  • Shop and office fitters
  • Tilers

Contact our Team for more information:

Contact Name Email Telephone

Chris Page

chris.page@apcuw.com 020 7256 3100 Ext 124

Dan Watson

dan.watson@apcuw.com 020 7256 3100 Ext 129