 |
|
|
|
|
 |
|
 |
|
TERMS AND CONDITIONS
GENERAL
These Terms and Conditions set out the terms on which you may make use of this Website under the domain name
www.apcunderwriting.com(“Website”), whether as a guest or a Registered User.
Please read these Terms and Conditions carefully before you start to use the Website. By using the Website, you indicate
that you accept these Terms and Conditions and that you agree to abide by them including (without limitation) those terms
relating to the use of your personal data in accordance with the terms of our Privacy Policy. If you do not agree to these
Terms and Conditions, please refrain from using the Website.
INFORMATION ABOUT US
(APC) is a site operated by Anglo Pacific Consultants (London)
Ltd, whose registered office and principle place of business is at 80 Leadenhall Street, London EC3A 3DH.
APC is a MGA and Lloyd’s Insurance Broker authorised and regulated by the Financial Services Authority (FSA)
www.fsa.gov.uk – FRN 304782 under Section IV of the UK Financial Services and Markets
Act 2000.
In these Terms and Conditions unless the context otherwise requires:
"APC" or “our” or "us" or "we" means Anglo Pacific Consultants (London) Limited "insured" means the insured under
a contract of insurance "authorised transactions" are transactions or communications which are either in fact conducted
and authorised by you or by an authorised third party on your behalf or which we are entitled to assume are authorised
pursuant to these Terms and Conditions "contract of insurance" means a concluded contract of insurance obtained through
your use of this site "site" means this Website and the QuoteMac internet trading site "Terms and Conditions" means these
Terms and Conditions "you" and "your" means you, the person(s) accessing this site, the Registered User of the site and
where the context so requires, includes any party on behalf of whom you use this site. We reserve the right to change these
Terms and Conditions from time to time. You agree to be bound by the version of these terms which appears on the site at the
time of your access.
Accordingly you should check these Terms and Conditions every time you access the site.
TRADEMARKS
“APC” and “QuoteMac” are registered trade marks with QuoteMac being the insurance internet trading site of Anglo Pacific Consultants (London) Ltd.
All are owned by Anglo Pacific Consultants (London) Ltd.
JURISDICTION
We control and operate the site from England and the information delivered via the site is deemed to have been delivered in England. APC makes no
representation that the material contained in the site is appropriate for use outside the United Kingdom and Europe. This site is not directed to any
person in any jurisdiction where (by reason of that person’s nationality, residence or otherwise) its publication or availability is prohibited.
Persons to whom such restrictions apply must not access this site. You shall be solely responsible for any legal proceedings or other consequence
which may arise from you choosing to access this site from outside the United Kingdom and Europe. This site and any transactions effected through it
shall be governed by English Law. The English Courts shall have exclusive jurisdiction in any legal proceedings.
All products are subject to availability and may be withdrawn or amended at any time prior to conclusion of a contract of insurance.
COMPLAINTS
If you have any reason to complain about any of our products or services, let us know straight away by contacting our Complaints Officer
(see “Contact”). We will explain our complaints procedure and investigate your complaint straight away.
USE OF THE QUOTEMAC INTERNET TRADING SITE
You warrant to APC that you have the insured’s full authority to use this site, request cover for the insured and enter into a contract of insurance
in the insured’s name. You agree to indemnify and keep APC indemnified from and against all liabilities costs claims and demands arising from or in
respect of any breach of such warranty. You have been granted a unique “Username” and “Password”. You must keep the Username and Password secret. You
must use all reasonable endeavours to prevent unauthorised or fraudulent use of the Username and Password. You must tell us as soon as possible by
contacting us (see “Contact”) if you know or suspect that an unauthorised person is aware of the Username or Password. Until you contact us accordingly,
we will be entitled to assume that all transactions effected via your Username and Password are authorised transactions and we shall be entitled to act
upon these without further investigation. We will not be liable to you for acting on or processing such transactions or communications, or otherwise treating
such transactions or communications as authorised transactions. You will indemnify us for any loss we suffer as a result of misuse of your Username and Password,
where such misuse results from your failure to use reasonable endeavours to prevent unauthorised or fraudulent use. You will not post any material to the QuoteMac
site which is obscene, defamatory, threatening, or otherwise actionable at law or which would constitute a criminal offence. You will indemnify us against any loss
we may suffer by reason of any breach by you of this obligation. We may terminate your use of QuoteMac immediately if we feel that QuoteMac has been, is being,
or is about to be, misused in breach of these Terms and Conditions.
AVAILABILITY AND ACCURACY
We will try to keep the information on QuoteMac as accurate and up-to-date as possible but no warranty or representation (express or implied) is given
regarding the accuracy of any information contained on the site, and any such warranty or representation is excluded to the fullest extent permitted by
law. While the site is scanned for viruses, the success of this is not guaranteed. No warranty is given as to the freedom of the site from defects,
viruses, malicious programs, macros or any other material which is likely to cause harm to your or anyone else’s computer systems, and you should carry
out your own checks. Notwithstanding the generality of the foregoing, you (as agent for the insured) should carefully review the contents of any certificate,
attached schedule, endorsements and proposal form originated via QuoteMac. Any contract of insurance effected through QuoteMac will be subject to the Terms and
Conditions shown on the relevant certificate. It is your responsibility (as agent for the Insured) and that of the Insured to carefully check the relevant
certificate conditions. If any information set out in any of these items is incorrect, you must notify us immediately (see “Contact”). Failure to do so may
invalidate all or part of the insurance cover provided. You agree to indemnify and keep APC indemnified from and against all liabilities costs claims and demands
arising from or in respect of your failure to check such items or to notify us of any inaccuracies. If you are in any doubt as to whether certain facts are relevant
or not, please call us (see “Contact”). Where there is any conflict between the provisions of these Terms and Conditions and those of any such items, the provisions
of the relevant item shall prevail.
We accept no liability in contract, tort or otherwise including negligence for
inability to gain access to the site as a result of routine or emergency maintenance on the system or excessive demand for the site; loss of data including both data transmitted and other data held by you; delay or failure in transmitting or receiving material.
INTELLECTUAL PROPERTY RIGHTS
All material contained on the site are proprietary to Anglo Pacific Consultants (London) Limited, or its third party licensors. All intellectual
property rights on the site are reserved to Anglo Pacific Consultants (London) Limited or its third party licensors. APC grants you a limited licence
to access any part of the site you are authorised to access; and print off pages from it.
APC also grants Registered Users a limited licence to access any part of the site and print off pages from QuoteMac insofar as is necessary to obtain
quotes, effect a contract of insurance (including printing a full copy of the relevant policy), or utilise the other functions made available to you
by QuoteMac.
You may not:
Copy, tamper or alter, distribute or use any material or design contained within QuoteMac except as is expressly permitted by these Terms and Conditions or with our prior written consent. Re-use any content of QuoteMac for any other purpose whatsoever.
Any data generated by QuoteMac, including any data relating to insureds and the certificates of insurance effected via QuoteMac, shall belong to us.
LINKS TO OTHER WEBSITES
We do not accept any responsibility for the contacts of any third party website that may be linked to the site by way of hypertext link or other means
of reference. You may not link the site to another site without our prior written consent. If Registered Users would like to create such a link, please
contact us (see Support “Contact us” in QuoteMac).
INTERNET AND E-MAIL COMMUNICATIONS
Messages sent over the Internet (including e-mail) cannot be guaranteed to be completely secure as they are subject to possible interception,
monitoring, delay, loss or alteration. APC are not responsible for any such messages nor liable to you or anyone else for any damages or otherwise in
connection with any messages sent by you to us or any third party or any messages sent by or appearing to be sent by us or any third party to you over
the Internet (including e-mail). You should not include any sensitive or confidential information in such messages.
OUR MONITORING OF COMMUNICATIONS
To help us improve our service and in the interest of security, APC may monitor and/or record communications (whether over the Internet, telephone or
otherwise) between you and us.
OUR COOLING OFF PERIODS
Registered Users may cancel a contract of insurance effected through QuoteMac provided you have not made a claim under such contract of insurance and
we receive written confirmation of cancellation (by fax or email – see “Contact”) within 14 days of the issued date shown on the relevant certificate.
If you are able to and do cancel within such 14 day period we will refund all your payments.
OUR INFORMATION
Anglo Pacific Consultants (London) Ltd Registered in England and Wales Registered Number: 2852425 Registered Office: 80 Leadenhall Street, London, EC3A 3DH
|
|
|
 |
|
 |
|
|
|
|
|